After a vehicle wreck, among the first things that you will want to do is to contact your insurance company to get an insurance claim filed. However, it is important that you do not allow the insurance company to boss you around. Due to the fact that the insurance adjusters do not work for you and work for the insurance company instead, it is also imperative that you consult with a car accident attorney who can work by your side at ensuring that you are not taken advantage of through the process and ensure that you are able to recoup as much as possible in terms of losses and damages. Here are a few of the expenses that you should consider seeking.
Loss of Vehicle Use
Even in the event that you rent a vehicle following the accident, it is still possible to be entitled to a monetary amount for the loss of vehicle use. Determine the number of days that you will be without your vehicle (how any days from the accident until the vehicle gets repaired/replaced) and speak to the insurance adjuster about monetary compensation.
Diminished Vehicle Value
As soon as your vehicle leaves the auto repair shop, it is unlikely you will be able to tell that your vehicle was ever in a wreck. However, if you ever decide to sell the car, the history report will show that the vehicle has previously been involved in an auto accident, which will diminish its overall market value. To ensure that you are compensated for this decrease in vehicle value, you will need an attorney at your side advocating for you.
Loss of Income
After an accident, there is a good chance that you will miss time at work as a result of injuries that you need to recover from. You will be able to claim a percentage of your hourly wages or salary percentage with the insurance company. If you end up losing your job as a result of the collision and the accident was not your fault, it is important that this is brought up to the adjuster and that you fight for compensation for this as well.
Trying to determine the dollar amount that should be put on these expenses can be difficult if you do not have experience. However, a car accident attorney will be able to help with the calculation of these expenses and advocate for you through the entire process.
Contact a car accident lawyer for more information.