A worker that has suffered a serious injury while they are at work may be able to seek compensation by filing a worker's compensation claim. By pursuing one of these claims, there are several benefits and types of protection that injured workers will be able to enjoy. Not surprisingly, filing one of these claims is not something that many employees will have given much thought, and this can lead to them failing to appreciate the value of this option.
1. Treatment Until Fully Recovered
Medical treatment can be extremely expensive even for individuals that have good insurance coverage. By pursuing a worker's compensation claim, you may be able to avoid the need to pay for these expensive treatments on your own because worker's compensation will provide for treatment until the worker has healed. Unfortunately, there may be some injuries that result in permanent disability or other long-term complications. However, the coverage from worker's compensation will at least provide for the employee to be treated until they have recovered as much as possible. Additionally, there may be long-term disability support or other types of benefits that these policies can provide depending on the circumstances and injuries.
2. Compensation for Missed Time From Work
Unfortunately, many people need several weeks or longer before they can recover from their injuries. This can put them in a position of having to miss substantial amounts of work and experience severe financial strain. In fact, many workers may simply be unable to afford to miss this amount of work without being driven into bankruptcy or feeling pressured to prematurely return. To account for this reality, worker's compensation can also offer individuals wage compensation. This will ensure that the employee receives as least a portion of their income as they work to recover.
3. Protection Against Retaliation From Management
Individuals may be concerned about pursuing a worker's compensation due to fears that management will take steps to punish the worker for filing this claim. A worker is legally protected against being fired, demoted, or otherwise punished for filing the worker's compensation claim. Unfortunately, there are some management teams that may not respect this right. When a worker's compensation claimant suspects that they are being punished for seeking this claim, it is important to retain a worker's compensation attorney as soon as possible. These individuals will be able to help you assess whether your rights as an injured worker have been violated as well as explaining the options that may be available for pursuing the matter.
For more information about legal representation, contact services such as Bishop Dorfman Kroupa & Bishop PC.